gridmoo

gridmoo · Free Excel workbook · 2026

Daily Budget Planner.
24 Excel sheets. $0. Yours.

One .xlsx file. Personal budgets, freelance expense tracking, or small-business cash flow — same 24 sheets, relabel the categories that fit you. Replaces YNAB and Monarch Money. No follow-up sequences. No upsell loop.

One email. We send the .xlsx once. The link works forever.

Daily Budget

24 sheets · .xlsx
Daily Budget Planner.xlsx · Daily Budget
Weekly Net $84
Savings Rate 18%
Categories Tracked 12
Date Category Money In Money Out
2026-03-01Salary$120.00$0.00
2026-03-01Groceries$0.00$38.50
2026-03-02Transport$0.00$12.00
Start Here Daily Log Quick Add Auto-Rules Categories Manager +19 more

How it works

  1. 01

    Open the .xlsx file

    Double-click in Excel, drop it in Google Sheets, or open in Apple Numbers. Sample data is pre-loaded so the dashboards already work.

  2. 02

    Add your transactions to Daily Log

    Type or paste from a bank export. Categories suggest themselves from Auto-Rules. Recurring bills carry over each month.

  3. 03

    Watch the Monthly Dashboard fill in

    KPIs update live. Health Check flags overspending pace, low savings rate, and impulse-buy patterns automatically.

Monthly Dashboard

auto-updates as you log · .xlsx
daily_budget_planner.xlsx · Monthly Dashboard
Total income$5,840
Total expenses$3,920
Net$1,920
Savings rate33%

Health Check

  • OKBudget paceSpending pace is within budget
  • OKSavings rateGreat — saving 20%+
  • WATCHImpulse control3 impulse buys this month
  • ALERTNon-essential balance38% non-essential — review wants vs needs
Daily Log Monthly Dashboard Weekly Review Health Check +20 more

What's inside

24 sheets · 5 groups

Use every day

  • Daily Log
  • Quick Add
  • Auto-Rules

Watch your numbers

  • Monthly Dashboard
  • Weekly Review
  • Year-on-Year Comparison
  • Cash Flow Forecast
  • Control Checks
  • Spending Insights

Set up once

  • Start Here
  • Budget Setup
  • Categories Manager
  • Payment Methods
  • Accounts Overview
  • Recurring Expenses
  • Income Tracker

Goals & habits

  • Savings Goals
  • Habit Tracker
  • Subscription Audit

Reports & extras

  • Charts & Trends
  • Reimbursable Summary
  • Print Pack
  • Sample Data
  • Help & FAQ

Things people ask

Is this really free?

Yes — the Daily Budget Planner is free forever. Enter your email above to get the download link. No credit card. No follow-up sequences. We send the file once and the link works indefinitely.

What spreadsheet apps does it work with?

Microsoft Excel, Google Sheets, and Apple Numbers — all three open .xlsx natively. Google Sheets and Apple Numbers are free, so you don't need an Excel subscription either.

How many sheets are included?

24 sheets including daily transaction log, Monthly Dashboard, Health Check, Weekly Review, Cash Flow Forecast, Savings Goals, Habit Tracker, Subscription Audit, and more. Full list in the "What's inside" section above.

Does it sync with my bank?

No — you enter transactions manually or paste from a bank CSV export. That's the trade for owning the file forever. If live sync matters more than ownership, YNAB or Monarch are better choices for you. Honest comparison →

Can I edit the formulas and layout?

Yes — every cell, every formula, every column is yours to change. The workbook isn't locked or protected. Add categories, change thresholds, rebuild the dashboard if you want.

Need help?