Freelancer · Excel workbook · 11 sheets

Rate Calculator & Project Profitability

Replaces Bonsai pricing module ~$19/mo save ~$228/yr 10-yr: keep ~$2,269

Reverse-solve your target hourly rate from desired annual income across 8 scenarios (Survival → Stretch), with overhead, tax buffer, and profit margin baked in. Track effective rate per project to see which jobs actually paid your floor. Pair with Solo Practice OS for full pipeline. Now includes Industry Playbook, Print Reports.

For Solo freelancers and one-person businesses who need a back-office without renting one. Designed for deliberate weekly/monthly review, not phone-tap logging.
Not for Salaried W-2 employees, agencies with multiple seats, or anyone who needs real-time client portals and team permissions.
Rate Calculator & Project Profitability.xlsx · Rate Scenarios
Target Hourly $135
Projects Below Floor 2
Avg Margin $28/hr
Scenario Target Annual Income Weeks Worked Billable Hrs/Wk Total Billable Hrs Overhead % Tax Buffer % Profit Margin % Required Hourly Daily Rate (8h) Project Rate (40h) Status
Survival (replace day job) $85,000 48 25 0.1 0.3 0.1 Bare minimum
Realistic / Established $120,000 46 22 0.15 0.3 0.15 Most freelancers — recommend
Comfortable $165,000 46 20 0.18 0.32 0.2 Healthy operator
Premium / Specialist $240,000 44 18 0.2 0.35 0.25 Niche expertise
START HERE Rate Scenarios Project P&L Rate Dashboard Print Reports Data Import +5 more
  • START HERE
  • Rate Scenarios
  • Project P&L
  • Rate Dashboard
  • Print Reports
  • Data Import
  • Companion Tools
  • Assumptions
+ 3 analytical & operator sheets
  • Lookup Tables
  • Industry Playbook
  • Settings & Targets
  1. 01

    Open the .xlsx in Excel, Google Sheets, or Apple Numbers

    Sample data is pre-loaded so every dashboard works the moment you open it. Look around. Click cells. See the formulas.

  2. 02

    Replace the sample data with your numbers

    Paste a CSV from Bonsai pricing module, type directly into the input sheets, or import month by month. The workbook recomputes automatically.

  3. 03

    Read the dashboards

    11 sheets across KPI dashboards, forecasts, and traffic-light alerts. They update as you log. No buttons to press.

Can I edit the formulas?

Yes — input cells, targets, and assumptions are editable. Logic sheets stay protected so the workflow remains stable while you customise the system.

Does it work in Google Sheets?

Best in Excel. You can open the .xlsx file in Google Sheets or Apple Numbers, but review formulas, formatting, and recalculation after import.

Is this a one-time purchase?

Yes — pay once and own it forever. No subscriptions, no monthly fees, no accounts required.

What if the template is not right for me?

We offer a 7-day review window. Contact support and we will sort it out.

one .xlsx file. pay once. yours to keep, edit, and run on Excel, Google Sheets, or Numbers — no vendor can revoke access.

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