gridmoo

Personal Finance · Excel workbook · 24 sheets

Daily Budget Planner

Replaces YNAB ~$15/mo save ~$180/yr

24-sheet personal budget system — daily tracking, recurring bills, savings goals, habit scoring, Monthly Dashboard, and Control Checks that flag overspending early.

For Individuals and households managing daily money
Not for Phone-first tap-logging, automatic Plaid bank syncing, or anyone who wants a notification when they overspend.

Preview · Daily Budget

24 sheets · .xlsx
Daily Budget Planner.xlsx · Daily Budget
Weekly Net $84
Savings Rate 18%
Categories Tracked 12
Date Category Money In Money Out
2026-03-01 Salary $120.00 $0.00
2026-03-01 Groceries $0.00 $38.50
2026-03-02 Transport $0.00 $12.00
Start Here Daily Log Quick Add Auto-Rules Categories Manager Payment Methods +18 more

Inside the file

24 sheets · .xlsx
  • Start Here
  • Daily Log
  • Quick Add
  • Auto-Rules
  • Categories Manager
  • Payment Methods
  • Accounts Overview
  • Weekly Review
+ 16 analytical & operator sheets
  • Monthly Dashboard
  • Year-on-Year Comparison
  • Cash Flow Forecast
  • Control Checks
  • Budget Setup
  • Recurring Expenses
  • Subscription Audit
  • Income Tracker
  • Reimbursable Summary
  • Savings Goals
  • Habit Tracker
  • Spending Insights
  • Charts & Trends
  • Print Pack
  • Sample Data
  • Help & FAQ

How it works

~15 min to set up
  1. 01

    Open the .xlsx in Excel, Google Sheets, or Apple Numbers

    Sample data is pre-loaded so every dashboard works the moment you open it. Look around. Click cells. See the formulas.

  2. 02

    Replace the sample data with your numbers

    Paste a CSV from YNAB, type directly into the input sheets, or import month by month. The workbook recomputes automatically.

  3. 03

    Read the dashboards

    24 sheets across KPI dashboards, forecasts, and traffic-light alerts. They update as you log. No buttons to press.

Frequently Asked Questions

Can I edit the formulas?

Yes — input cells, targets, and assumptions are editable. Logic sheets stay protected so the workflow remains stable while you customise the system.

Does it work in Google Sheets?

Best in Excel. You can open the .xlsx file in Google Sheets or Apple Numbers, but review formulas, formatting, and recalculation after import.

Is this a one-time purchase?

Yes — pay once and own it forever. No subscriptions, no monthly fees, no accounts required.

What if the template is not right for me?

We offer a 7-day review window. Contact support and we will sort it out.

Need help?